Get Out of Debt: The Basics

by David Bakke

Don't be a mule, by David BakkeI would like to let you all know of my gratitude and appreciation for your support and readership over the last several months. I know that we are all very busy with our lives and I appreciate you taking the time out of yours to read my words.

I am finally took a major step towards reaching some of my longer term goals. My first book was recently published and is now available for sale at

It is called “Don’t Be A Mule: A Common-sense Guide to Saving More, Spending Less, and Generating Extra Income in Your Everyday Life.” It s based purely on my personal experiences. Namely, the journey that I took from the depths of financial debt to the modest successes that I am experiencing now.

This journey was not a very long one and it was not as hard as I thought it would be. Once I got my mind straight on how I needed to deal with the money that was coming in and going out of my life, it all became pretty basic. Sure, there was some hard work and some sacrifice along the way, but for anyone who thinks that getting out of debt involves years of suffering and foregoing the basic pleasures of life is simply wrong.

The basics that I learned are that it is mostly in your mind. You don’t need huge raises at work to get out of debt; you don’t need to hit the lottery. Honestly, you don’t even need an organized long-term plan. I certainly didn’t have one. If you are deep in debt now, there is a very good reason for it. For most, I would imagine that it is nothing more than living beyond your means. Well, guess what you need to do to solve this? Stop living beyond your means until you are out of debt. Then, you need to live AT your means. Then, you need to work on increasing your means.

All of this and more is outlined in my book, and I hope you decide to at least check it out. I think it can provide value to the life of anyone who decides to read it. This journey was the best learning experience I’ve ever had in life, and I think that you can benefit from it too.

Thanks again for your support.

Don’t Be A Mule


1 Kris Cavanaugh November 6, 2009 at 12:43 pm

I look forward to reading it! Congratulations on your first published book!

~ Kris Cavanaugh (

2 David November 7, 2009 at 2:30 am

Thanks for your support! It is greatly appreciated

3 Marina November 9, 2009 at 3:34 am

I cant wait to read your book ! I am sure your book we’ll help lots of people, especially those who are struggling with their finances!

4 Lana-DreamFollowers Blog November 9, 2009 at 4:14 am

Congratulations David, very excited for you, can’t wait to read it!
.-= Lana-DreamFollowers Blog´s last blog ..Why Positive Thinking Doesn’t Work =-.

5 David Bakke November 9, 2009 at 4:39 am

Thank you Marina!

6 David Bakke November 9, 2009 at 4:42 am

Thank you Lana, I appreciate the support!

7 Gera @ SweetsFoods November 9, 2009 at 9:07 pm

Big congrats on your first published book 🙂


.-= Gera @ SweetsFoods´s last blog ..Giveaway: You can Win 50 Custom Thank You Cards with Blank Envelopes from! =-.

8 David Bakke November 9, 2009 at 11:08 pm

Thanks Gera, I am very excited!

9 belivesasi November 11, 2009 at 7:30 am

Congratulations on your first published book!

10 David/Yourfinances101 November 11, 2009 at 10:49 am

Beliveasi–thanks for stopping by. I appreciate the kind words.

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