Sledding and Fixing Your Finances

by David Bakke

sleddingWell, down here in good ol’ Atlanta GA, we just got dumped on with about 5-6 inches of snow. It fell mostly late Friday, so on Saturday morning; I wanted to take my son out to see if we couldn’t have a little fun with it before it melted. He had only seen snow a few times, as it is a rare commodity this far South.

Well, he decided that he wanted to go sledding. So we grabbed our big laundry basket and went up and down a small hill we have in our backyard.

After the first trip down, he was laughing uncontrollably and thrilled beyond belief. However, he soon realized that there was a nice little trek back up the hill ahead of him. Of course, the first thing he asked was will I carry him. I replied as kindly as I could that if you want to enjoy the fun of sledding down the hill, then you must be willing to do the work of walking back up it.

This really brought back memories for me growing up in Ohio, where snow is no unordinary circumstance. I spent many a winter sledding the day away with friends and family.

What I remember the most is the fun and the thrill of going down the big hills on whatever sled I had that day. What I didn’t remember too well was the long walks back up the hill.

This made me think of how similar this scenario is to your financial life. Especially if you are trying to dig yourself out of debt. It is not going to come easy. While there is probably not as much actual sacrifice involved as you might think, there is a good bit of discipline involved. What I am trying to say is that for those of you trying to make some financial headway-therecould be some rough sledding (pardon that awful pun).

It won’t always be cream and honey, and there are likely to be a few bumps in the road. However, just like sledding, as long as you are willing to make that long trek up the hill, you will most definitely be able to enjoy the thrill and fun of sledding down it. What I also remember about the long treks back up the hill was that after I did it a few times, it was really no big deal. Didn’t bother me that much. It’s the same with your finances. Once you turn some of your money mindset changes into habits, you won’t even notice it/them.

Put in the time and effort to change your outlook towards the way money comes into and goes out of your life, and you can fix your finances. You can get out of debt, you can get your money to start working for you, and you can relieve yourself of mountains of stress.


1 Credit Card Chaser February 16, 2010 at 5:25 am

Great analogy and can’t believe all of the snow!
.-= Credit Card Chaser´s last blog ..Haiti Donations by Country =-.

2 David/Yourfinances101 February 16, 2010 at 11:36 am


Thanks for the comment.

Consider yourself lucky you guys down in FL didn’t get any!
.-= David/Yourfinances101´s last blog ..Sledding and Fixing Your Finances =-.

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